Auto insurance in West Palm Beach, Florida

Auto insurance may help provide Florida drivers with financial protection against various risks associated with owning and operating a vehicle. Understanding your state’s coverage options and requirements can help you make informed decisions about your auto insurance policy. Contact Global Insurance and Tax Services today to get auto insurance tailored to meet your needs. 

Types of Auto Insurance Coverage

Auto insurance policies comprise various types of coverage, each designed to address different aspects of risk and protection. Your agent may recommend purchasing the following core coverages:

• Liability coverage may help cover accident-related injuries and property damage.
• Collision coverage can assist with repair costs for your vehicle after an accident, regardless of fault.
• Comprehensive coverage protects against noncollision incidents such as theft or weather damage.

Florida’s Minimum Auto Insurance Requirements

Florida vehicle owners must carry a minimum amount of auto insurance to operate their vehicles legally. Understanding these requirements ensures compliance with state laws and offers a base level of financial protection.

State law requires the following:

• Personal injury protection (PIP) may help cover accident-related medical expenses for you and your passengers.
• Property damage liability (PDL) may help pay for damage to another person’s property resulting from an accident you cause.

Drivers may purchase additional coverage for greater financial protection.

If you finance a vehicle, your lienholder may require additional coverage, including comprehensive and collision insurance. Your agent can help you get state-compliant coverage that also satisfies your lender’s requirements.

Contact Us

Selecting the right auto insurance policy involves assessing your individual needs and risks. Consider factors such as your vehicle’s value, driving habits and financial situation when deciding on the types and amounts of coverage to purchase.

At Global Insurance and Tax Services in West Palm Beach, Florida, we understand the importance of having complete and compliant car insurance coverage. Our team is dedicated to helping you navigate the auto insurance landscape, ensuring you have the information and options you need to make the best decisions for your situation.

If you’re looking for auto insurance or have questions about your current policy, Global Insurance and Tax Services is here to help. Contact us today to compare multiple quotes and secure appropriate auto insurance coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.